Boski: A Personal AI Agent for Bills, Refunds and Errands
Boski is a personal AI agent you text when you’d rather not do an errand yourself. Its current focus is money: you ask it to cancel the subscriptions you forgot about, negotiate your internet bill down or chase a refund for something that arrived broken, and it does the legwork in the background before reporting back. You reach it in Apple Messages, WhatsApp or on the web. The company was founded in May 2026, and its team is based in Warsaw, Poland.
The quick answer: Boski is one of the more hands-on consumer agents. Since October 2026 it runs its own browser, signs in to sites with logins you save, and asks for your yes before it pays for anything. It’s free to start, and it has changed direction quickly in its first six months. A note before you read on: we make Carly, an AI assistant for email, calendars and phone calls, so we sit in the same broad category. We’ve kept to what Boski’s own site and blog say.
Boski at a glance
Checked against Boski’s site, blog, FAQ and public context file on November 12, 2026.
| Boski | |
|---|---|
| What it is | A personal AI agent that handles errands by text, focused on saving money and time |
| Where you use it | Apple Messages, WhatsApp and the web; an iPhone app in early access |
| What it does | Cancels subscriptions, negotiates bills, files refund claims, books, returns, repairs and paperwork |
| How it acts | Its own browser, signing in with logins you save, and asking before payments |
| Plans | Free weekly usage, or the Regular plan for double the usage |
| Company | Boski, Inc., founded May 2026, team in Warsaw |
| Best for | People who want money-saving errands handled for them |
What Boski does
Boski’s homepage puts it simply: “Subscriptions, bills and refunds. Boski does the legwork. You get the money and the hours back.” Its three headline examples:
- Cancel forgotten subscriptions. “Boski finds them in your email and cancels the ones you pick.”
- Lower your internet bill. Send it your invoice and it negotiates a better deal.
- Get a refund for a broken purchase. Send a photo and the receipt, and it files the claim.
Beyond those, Boski lists dozens of everyday jobs on its use-cases page, including returns, repairs, tickets, bookings and paperwork. An October post on Boski’s blog describes one prompt that “found a bill I’d been overpaying in my email and haggled the provider down,” saving the author $2,940.76. That’s one person’s result, not a typical figure, but it shows the kind of task Boski is built around.
In November it added Boski Fitness, which plans your training around your week and logs each set you text it at the gym.
Asked how it differs from ChatGPT or Claude, Boski’s FAQ says: “ChatGPT and Claude answer your questions. Boski takes the task and works on it until it’s done. It also remembers you, and it lives in the apps you already text in.”
How Boski works
The current version of Boski launched on October 29, 2026. In the relaunch post, Wojciech Kulikowski, one of Boski’s founders, explained the change: “The new Boski does the work itself. It opens its own browser and goes through the site for you, the way you would.”
It signs in for you. You save a login for a site in Boski’s settings, and it uses that account when a task needs it. Boski says passwords are stored encrypted and that it “never asks you to paste it in chat.” When a site wants a code from your phone or a Google sign-in, Boski hands you the live page for that one step, you tap Done, and it carries on.
It asks before it pays. Boski can buy and book things, but “every payment waits for your yes.” You see a screenshot showing the shop and the total, and you approve it in the chat. Each purchase gets its own question, and bookings and cancellations ask first too.
It connects to other apps. Boski runs a directory of the MCP servers it connects to. The list leans toward consumer life: Notion, Granola, Todoist and Zapier, plus PayPal, Uber Eats, Peloton, AllTrails, Fandango, Eventbrite, Viator, SIXT and hotel and airline services.
It remembers you. According to its FAQ, “Boski remembers what you share, so it gets more useful the longer you use it.”
Boski’s plans
Every account gets free usage that refills each week. If you run out, the Regular plan costs $5 a week for double the usage, and Regular users can buy credit packs when they need more. You can cancel anytime. Boski doesn’t publish exactly how much a week’s free usage covers.
How Boski has changed
Boski has moved fast, and its positioning has shifted along the way. Its blog tells the story:
- June 25, 2026: Boski came out of stealth in a closed beta on TestFlight, pitched as “your most useful contact” for goals like saving money, getting a better job or getting in shape.
- August 10: Boski went live on iMessage.
- September 11: Boski opened to everyone as “the personal agent that understands your goals and works 24/7,” built to be “maximally proactive.” That launch post said you didn’t have to connect your calendar or email. It also promised, half-joking, that Boski “will literally find you a girlfriend.”
- October 29: the relaunch around its own browser, money-saving errands and a free plan.
- November 6: Boski Fitness.
The September post named the team as Kulikowski working with Łukasz, Radek, Rammi and Wiktor, and Boski is hiring founding roles in Warsaw. We didn’t find announced funding.
The shift matters for anyone deciding whether to rely on it. Boski began as a proactive goal coach that worked without your personal data, and it’s now an errand agent that reads your email to find subscriptions and signs in to your accounts. Both are reasonable products, but they ask for very different levels of access.
Privacy and control
Boski’s FAQ makes three commitments: “Your conversations stay yours,” “Boski never trains AI models on what you share,” and “You can delete your account and data in Settings.” It also says it asks first “before anything that needs your decision,” and that “you choose what gets paid or sent.”
Handing an agent your logins is a real step, whichever agent it is. Before you do, it’s worth deciding which accounts you’re comfortable sharing, using a unique password for each, and checking how to remove saved logins later. Boski’s approach of storing passwords encrypted, keeping them out of the chat and asking before every payment is the right shape for this kind of product.
How Boski compares
Boski sits among a growing group of consumer agents you text. Others include Poke, Tomo and Tab, which we cover in our roundups of Poke alternatives, Tomo alternatives and AI assistants you can text. Where several of those lean toward email and calendars, Boski’s niche is money: subscriptions, bills and refunds, carried out in a browser on your behalf.
If the errands piling up are in your inbox and calendar rather than your bills, that’s where Carly is built to help. It labels and sorts email across all your accounts by rules you set, handles advanced scheduling, and can make and answer phone calls and texts, the same way every time, from inside ChatGPT or Claude. Our guide to the best AI personal assistants compares it with the wider field.
Who Boski suits
Boski is worth trying if:
- You know you’re paying for subscriptions you don’t use, or suspect your bills are too high, and you’d rather not spend an afternoon on hold.
- You’re comfortable letting an agent sign in to the sites involved, with approval before any payment.
- You want to start free and see what it can do.
Think twice if:
- You’re not ready to share logins or let an agent read your email to find subscriptions.
- You need a long track record. Boski launched in 2026 and has repositioned twice since.
- Your busywork is mostly email and scheduling for work rather than personal errands.
FAQ
What is Boski?
Boski is a personal AI agent from Boski, Inc. You text it errands, especially money-saving ones like cancelling subscriptions, lowering bills and getting refunds, and it does the work in its own browser and reports back.
Is Boski free?
Yes. Every account gets free usage that refills each week. The Regular plan is $5 a week for double the usage, with optional credit packs.
Where can I use Boski?
In Apple Messages, WhatsApp and on the web. Boski says its iPhone app is in early access.
Will Boski pay for things without asking?
No. Boski says every payment waits for your approval, with a screenshot of the shop and the total, and bookings and cancellations ask first too.
Does Boski train AI on my data?
Boski’s FAQ says it never trains AI models on what you share, and that you can delete your account and data in Settings.
Who makes Boski?
Boski, Inc., founded in May 2026. Wojciech Kulikowski, one of its founders, writes its launch posts, and the team is based in Warsaw, Poland.
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