Cursor Pricing: Every Plan and What It Includes
Cursor’s pricing looks like a normal four-tier ladder and behaves like something else, because every paid plan carries two separate usage pools rather than one balance. Which tier you need depends far more on which pool you drain than on how many hours you spend in the editor.
The plans
| Plan | Price | Agent limits |
|---|---|---|
| Hobby | Free | Limited agent requests, access to Composer |
| Pro | $20/mo | Extended limits on Agent |
| Pro Plus | $60/mo | 3x Pro limits |
| Ultra | $200/mo | 20x Pro limits |
| Teams Standard | $40/user/mo | Everything on Individual, plus team controls |
| Teams Premium | $120/user/mo | 5x Standard limits |
| Enterprise | Custom | Pooled usage across the organization |
There is also a Start plan at ₹649/mo, tax inclusive, available only in India. All other prices are exclusive of applicable taxes.
Worth knowing before you buy anywhere else: Cursor states plainly that subscriptions are sold only through cursor.com, that it authorizes no resellers, and that accounts bought elsewhere may be suspended.
The two pools, which is the part that matters
Every paid tier splits included usage in two:
Cursor Models. Grok 4.6, Grok 4.5, and Composer 2.5, with what Cursor describes as generous included usage.
Other Models. Everything from OpenAI, Anthropic, Google and the rest, with a dollar-denominated monthly allocation:
| Plan | Other Models included per month |
|---|---|
| Pro | $20 |
| Pro Plus | $70 |
| Ultra | $400 |
| Start | No access to this pool |
Look at the Pro row against the Pro price. A $20 subscription includes $20 of third-party model usage, so if you run exclusively on Claude or GPT models, Pro is close to a pass-through and the Cursor Models pool is doing nothing for you. If you work mostly on Composer and Grok, the same $20 buys a great deal more.
That is the actual upgrade question. Pro Plus is triple the price of Pro and three and a half times the Other Models allowance; Ultra is ten times the price and twenty times the allowance. The tier you want is set by which pool you exhaust first, not by how heavily you use Cursor overall.
When you pass the included allocation you can keep going at the same API rates on pay-as-you-go billing, charged in arrears, or move up a tier. Cursor is explicit that request quality and speed are identical whether you are inside the included allowance or on overage.
What the team tiers add
Teams Standard at $40 per user per month adds centralized billing and administration, a team marketplace for internal rules, skills, and plugins, agentic code reviews with Bugbot, cloud agents and automations with shared team context, usage analytics, team-wide privacy mode, and SAML or OIDC single sign-on. Teams Premium at $120 adds 5x Standard agent limits on top.
Enterprise is where the governance lives: pooled usage across the organization, invoice and purchase order billing, SCIM seat management, access controls for repositories, models, and MCP servers, auto-run, browser and network controls, audit logs and service accounts, an AI code tracking API, and account management.
Privacy mode is worth calling out because it is not tier-gated. It can be enabled in settings or by a team admin, and when it is on, Cursor guarantees that code data is not used for training by Cursor or by its model providers.
Where the money stops helping
Cursor’s automations can start work without you, which puts it ahead of editors that only respond to prompts. The reach is the limit rather than the price: automations fire from developer surfaces such as GitHub, GitLab, Slack, webhooks, and Linear. Mail and calendar are not among them on any tier.
So the events that actually run a business, a client emailing, a meeting moving, an invoice ageing, a form arriving, do not start anything in Cursor at $20 or at $200. That is not a plan you can upgrade into.
The work that belongs on a different meter
Recurring operational work is the same shape every time. Triage the inbox each morning, chase the quote that went quiet, file the receipt with the bookkeeper, update the record when the deal moves. Running it inside a coding tool means paying agent-run prices for something that never needed a model reasoning from scratch, and it competes with your actual development work for the same allowance.
Carly is built for that half. Its Zapier-style workflow steps are free, so the route-and-file-and-notify layer is not what you are rationing. Carly’s triggers are keyed per mailbox and per calendar across both Gmail and Outlook, so a workflow starts when the mail actually arrives rather than when a schedule says to look. AI agents start at $35/month.
The two sit together rather than competing. Carly runs an MCP server, and Cursor has supported MCP servers from Pro upward, so you can register https://carlyassistant.com/mcp/ and reach Carly’s email, calendar, CRM, and workflow tools from the editor. Those actions then run through Carly instead of drawing on your model allowance. The multiple Gmail accounts in Cursor guide covers the setup, including reaching several accounts from one session.
FAQ
How much does Cursor cost?
Hobby is free. Pro is $20/month, Pro Plus $60, Ultra $200. Teams Standard is $40 per user per month and Teams Premium $120, with Enterprise priced on request.
Is Cursor Pro worth it over the free plan?
Hobby gives limited agent requests and access to Composer with no credit card. Pro adds extended agent limits, frontier models, MCP servers, skills, hooks, and cloud agents, plus $20 of third-party model usage per month.
What is the difference between Pro, Pro Plus, and Ultra?
Agent limits and the Other Models allowance. Pro Plus is 3x Pro’s agent limits with $70 of third-party model usage included; Ultra is 20x Pro’s limits with $400 included. Ultra also adds priority access to new features.
What happens when I run out of usage?
You continue at the same API rates on pay-as-you-go billing, charged in arrears, or upgrade to a higher tier. Cursor states that request quality and speed are unchanged on overage.
Does Cursor train on my code?
Not with privacy mode enabled. Cursor guarantees that code data is not used for training by Cursor or its model providers when privacy mode is on, and a team admin can enforce it across the team.
Related: Multiple Gmail accounts in Cursor · Cursor alternatives · Cursor vs Claude Code · Claude Code pricing · Codex pricing · Claude Code limits
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