1Password Pricing in 2026: Every Plan, Fee, and Gotcha
1Password costs $2.99/month for one person, $4.49/month for a family of up to five, and $8.99 per user each month for businesses, with all of those figures billed annually. There is no free plan. You get a 14-day trial, and after that you pick a paid tier or you lose access to the app.
That is the short version. The longer version has a few traps worth knowing before you commit a card, because 1Password quietly defaults you to annual billing, splits its business offering into two tiers with an awkward pricing gap between them, and charges extra once your family grows past five people. Prices change, so confirm the current numbers on the official 1Password pricing page before you buy.
1Password plans at a glance
| Plan | Price (annual billing) | Price (monthly billing) | Who it covers |
|---|---|---|---|
| Individual | $2.99/mo ($35.88/yr) | $3.99/mo | 1 person |
| Families | $4.49/mo ($53.88/yr) | $5.99/mo | Up to 5 members, +$1/mo each after |
| Teams Starter Pack | $24.95/mo flat | $24.95/mo flat | Up to 10 members |
| Business | $8.99/user/mo | Annual only | 11+ users, unlimited |
| Enterprise | Custom quote | Custom quote | Large orgs, volume pricing |
Individual: $2.99/month, billed annually
The Individual plan is the entry point for one person. At $2.99/month it works out to $35.88 charged once a year. If you would rather pay month to month, the price jumps to $3.99/month, so the annual commitment saves you $12 a year.
Everything a solo user needs is here: unlimited passwords and items, unlimited devices, autofill across browsers and phones, secure document storage, and Travel Mode, which temporarily removes selected vaults from your devices when you cross a border. There is no cheaper personal tier below this one.
Families: $4.49/month for up to five people
Families is the best value in the lineup if more than one person will use it. For $4.49/month billed annually ($53.88/year), you get five separate member accounts, shared vaults for things like the Wi-Fi password and streaming logins, and admin tools to recover a family member’s account if they get locked out.
The number that surprises people is the sixth seat. The plan covers five members at the base price, and each additional person beyond five costs $1/month on top. Month-to-month billing for Families is $5.99/month if you skip the annual discount.
Teams Starter Pack: $24.95/month flat for up to 10
For very small businesses, 1Password sells a flat-rate tier. The Teams Starter Pack is $24.95/month total and covers up to 10 members, no matter whether you use 3 seats or all 10. It includes shared vaults, role-based permissions, and security reporting.
The catch is the ceiling. The Starter Pack stops at 10 people. Add an 11th and 1Password moves you to per-seat Business pricing for the whole team, which changes the math entirely (see the breakpoint math below).
Business: $8.99 per user, per month
The Business plan is $8.99 per user per month and is billed annually only. On top of everything in Teams, it adds SSO through Okta, Entra ID, and OneLogin, automated user provisioning, granular vault permissions, activity and usage reports, and VIP support. One genuinely useful perk: every Business seat holder gets a free Families plan for personal use, which softens the per-seat cost if your employees would otherwise pay for 1Password at home.
Enterprise: custom pricing
Enterprise has no public price. You talk to sales for a custom quote, and the pitch is volume discounting plus governance features: SOC 2 Type II documentation, SIEM integrations, a dedicated customer success manager, and onboarding support. 1Password also sells its Extended Access Management line (device trust and app access controls, built on the Kolide acquisition) as separate products layered on top of the password manager, not bundled into these seat prices.
The gotchas worth knowing before you pay
There is no free tier. Unlike several competitors, 1Password offers only a 14-day trial, then requires a paid plan. If a permanently free vault is a hard requirement, Bitwarden has a genuinely usable free plan with unlimited passwords on unlimited devices, which is the most common reason people shop around.
Annual billing is the default advertised price. Every headline number on 1Password’s site is the annual-billed rate. The monthly-billed option costs roughly a dollar more per month on personal plans, and Business is annual-only with no month-to-month choice at all. Budget for a once-a-year charge, not a small monthly one.
The Teams-to-Business breakpoint has a dead zone. The Starter Pack is $24.95 flat for up to 10 seats, which works out to about $2.50 per person at 10 users. Business is $8.99 per seat. That means for a team of roughly 3 to 10 people, the flat Starter Pack is cheaper than paying per seat, but the moment you need an 11th account, you jump to $8.99 x 11 = $98.89/month. A team of exactly 11 pays nearly four times what a team of 10 pays. If you are near that line, it is often cheaper to stay at 10 seats or jump straight to negotiating Enterprise.
Family add-ons stack. The $4.49 Families price covers five people. A household of seven pays the base rate plus $2/month for the two extra members. It is cheap, but it is not free, and it is easy to miss when you are comparing the sticker price against a competitor’s per-user family plan.
Is 1Password free?
No. 1Password does not have a free plan. Every tier is a 14-day free trial that converts to a paid subscription, and once the trial ends you cannot keep using the app without paying. The only free things 1Password offers are standalone web utilities like its password generator, which are not full accounts.
If free is non-negotiable, the main alternative is Bitwarden, whose free tier includes unlimited passwords, unlimited devices, and secure notes at no cost, with a $10/year premium upgrade if you want extras like encrypted file attachments. Apple’s built-in Passwords app and Google Password Manager are also free if you live entirely inside one ecosystem, though neither travels across platforms the way a dedicated manager does.
When 1Password isn’t the right fit
1Password is a genuinely strong, security-first product, and the price reflects a polished app rather than a bare-bones vault. But it is not the cheapest, and the no-free-plan stance rules it out for some people. If the price or the missing free tier is a dealbreaker, it is worth reading our roundup of 1Password alternatives before you decide.
If you are specifically weighing it against a familiar name, our 1Password vs LastPass comparison breaks down security architecture and cost side by side, and if you are leaving LastPass, our guide to LastPass alternatives covers where former users are moving.
FAQ
How much does 1Password cost per month? $2.99/month for Individual and $4.49/month for Families, both billed annually. Business is $8.99 per user per month, also billed annually. Paying month to month adds about a dollar per month on the personal plans.
Does 1Password have a free version? No. There is only a 14-day free trial, after which you must subscribe. For a permanently free option, Bitwarden’s free tier is the usual pick.
Is 1Password billed monthly or annually? The advertised prices are all annual-billed. You can choose monthly billing on personal and Teams plans for a slightly higher rate, but the Business plan is annual-only.
What is the cheapest 1Password plan for a small team? The Teams Starter Pack at $24.95/month flat for up to 10 people is the cheapest per-person option once you have three or more users. Below three users, the per-seat Business plan can work out cheaper, but you lose the flat-rate simplicity.
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